Credit Card Debt Negotiations

This Is How Credit Card Debt Negotiations Work

Credit card debt negotiations can get ugly, especially with Manuel

As a Detective assigned to some of the nastiest crimes against consumers, I am often the last line of defense. As a cop, I know how to handle credit card debt negotiations by training. But you never know just what will go down, or how you will react when the s--t goes down and you are locked in a dark room with a pair of goons pointing firearms at your head.

MANUEL: Rey. We have to stop meeting like this.

REY: Why? This is how you seem to like it. Intimidating, ruthless. Employing scare tactics. Isn't it kind of appropriate for how your business works, and why people rack up so much credit card debt?

MANUEL: You are walking on thin ice my friend.

REY: We are not friends. And don't threaten me because I know you won't kill a cop. Not only have we known each other too long, but you cannot have this on your conscience. You are a thief, not a killer.

MANUEL: Are you going to get to the point or-

REY: Yes. You will engage in credit card debt negotiations with me right now regarding the matter of Ms. Valencia Martinez. Her debts have reached five figures because you keep bumping the interest rates up and inundating her requests for new cards.

MANUEL: I love how you come in here thinking that it's my duty to help you consolidate credit card debt for these incompetent people who cannot read an agreement they are signing up for, and whose irresponsibility is the reason they are in this bind. Mr. Estrada, the real problem is the perception of these people that they are not responsible for their-

REY: A perception that YOU ENCOURAGE! You don't want them to achieve credit card debt elimination because if they do, you will become less rich. Am I wrong? Tell me if I am wrong!

MANUEL: Mr. Estrada-

REY: Rey.

MANUEL: Reynaldo, if you wish to help your client achieve credit card debt consolidation, we are open to the idea. Just do not think that you are going to get any favors from me out of principle. You are going to have to get me a portion of my money. This is, after all, a process in which credit card debt negotiations help both parties. I am not doing you any favors or letting this chick off the hook.

REY: Got it. We will be in touch.

About Us | Contact Us | Site Map | What's New | View as RSS | Related Resources